KENYA WOMEN FINANCE TRUST
LOAN PORTFOLIO DATA ANALYSIS  MAY 2009
	MT K EAST	MT K WEST	NBI NORTH	NBI CENTRAL	CENTRAL RIFT	CENTRAL ZONE	SOUTH COAST	NORTH COAST	EASTERN	L  EASTERN	EASTERN ZONE	C NYANZA	S NYANZA	WESTERN	SOUTH RIFT	NORTH RIFT	WESTERN ZONE	TOTAL	MT K EAST	MT K WEST	NBI NORTH	NAIROBI	CENTRAL RIFT	CENTRAL ZONE	SOUTH COAST	NORTH COAST	EASTERN	L  EASTERN	EASTERN ZONE	C NYANZA	S NYANZA	WESTERN	SOUTH RIFT	NORTH RIFT	WESTERN ZONE	TOTAL	GRAND TOTAL
ACTUALS	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	GROUP	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	INDIVIDUAL	GRP & IND
Bal b/f	249,563,103	406,940,470	437,358,177	505,478,867	483,239,810	2,082,580,427	415,236,044	406,170,329	328,300,292	283,358,678	1,433,065,343	266,776,171	499,528,460	905,061,626	422,145,290	564,546,839	2,658,058,386	6,173,704,156	31,332,883	27,264,292	56,188,841	114,376,602	100,240,557	329,403,175	25,167,948	20,185,403	18,532,913	27,695,303	91,581,567	14,323,085	10,681,415	83,091,615	45,329,474	106,691,985	260,117,574	681,102,315	6,854,806,472
Disbursements	277,317,827	261,599,793	297,233,670	428,354,819	334,149,895	1,598,656,004	296,947,809	220,438,638	295,993,526	197,849,382	1,011,229,355	152,937,053	423,163,619	576,607,119	379,178,411	550,832,329	2,082,718,531	4,692,603,890	45,365,804	44,120,000	82,850,000	170,620,980	87,265,000	430,221,784	24,420,000	16,800,000	45,370,000	23,990,000	110,580,000	30,270,000	42,900,000	72,820,000	52,920,000	139,900,000	338,810,000	879,611,784	5,572,215,674
Repayments	189,677,135	202,466,891	261,714,850	287,281,915	261,564,706	1,202,705,496	145,905,106	201,000,098	224,258,939	193,746,454	764,910,597	170,759,802	373,614,936	509,731,103	208,344,162	453,965,057	1,716,415,061	3,684,031,154	27,611,527	33,705,637	59,499,992	123,305,208	60,001,778	304,124,143	10,121,566	13,234,569	25,840,726	24,994,525	74,191,386	24,244,273	21,920,354	36,688,358	25,544,863	98,255,482	206,653,330	584,968,858	4,269,000,012		#DIV/0!
Bal c/f	337,203,795	466,073,372	472,876,997	646,551,771	555,824,999	2,478,530,935	566,278,747	425,608,869	400,034,879	287,461,606	1,679,384,101	248,953,422	549,077,143	971,937,642	592,979,539	661,414,111	3,024,361,857	7,182,276,892	49,087,160	37,678,655	79,538,849	161,692,374	127,503,779	455,500,816	39,466,382	23,750,834	38,062,187	26,690,778	127,970,181	20,348,812	31,661,061	119,223,257	72,704,610	148,336,503	392,274,244	975,745,241	8,158,022,133
DUES
Bal b/f	249,563,103	406,940,470	437,358,177	505,478,867	483,239,810	2,082,580,427	415,236,044	406,170,329	328,300,292	283,358,678	1,433,065,343	266,776,171	499,528,460	905,061,626	422,145,290	564,546,839	2,658,058,386	6,173,704,156	31,332,883	27,264,292	56,188,841	114,376,602	100,240,557	329,403,175	25,167,948	20,185,403	18,532,913	27,695,303	91,581,567	14,323,085	10,681,415	83,091,615	45,329,474	106,691,985	260,117,574	681,102,315	6,854,806,472
Disbursements	277,317,827	261,599,793	297,233,670	428,354,819	334,149,895	1,598,656,004	296,947,809	220,438,638	295,993,526	197,849,382	1,011,229,355	152,937,053	423,163,619	576,607,119	379,178,411	550,832,329	2,082,718,531	4,692,603,890	45,365,804	44,120,000	82,850,000	170,620,980	87,265,000	430,221,784	24,420,000	16,800,000	45,370,000	23,990,000	110,580,000	30,270,000	42,900,000	72,820,000	52,920,000	139,900,000	338,810,000	879,611,784	5,572,215,674
Repayments	194,516,337	207,831,243	262,477,033	290,995,642	268,842,227	1,224,662,481	149,734,311	206,092,585	225,101,579	194,481,504	775,409,979	187,957,944	380,918,139	523,169,751	221,729,084	466,803,763	1,780,578,682	3,780,651,142	29,151,825	33,705,637	60,456,855	125,134,298	61,816,972	310,265,588	10,369,966	18,327,056	25,840,726	25,104,525	79,642,273	26,780,018	23,280,554	39,677,744	27,654,270	102,313,382	219,705,968	609,613,828	4,390,264,970
Bal c/f	332,364,593	460,709,020	472,114,814	642,838,044	548,547,478	2,456,573,950	562,449,542	420,516,382	399,192,239	286,726,556	1,668,884,719	231,755,280	541,773,940	958,498,994	579,594,617	648,575,405	2,960,198,236	7,085,656,904	47,546,862	37,678,655	78,581,986	159,863,284	125,688,585	449,359,371	39,217,982	18,658,347	38,062,187	26,580,778	122,519,294	17,813,067	30,300,861	116,233,871	70,595,203	144,278,603	379,221,606	951,100,271	8,036,757,175
ANALYSIS
ARREARS AMOUNTS
Period    1 To     30 Days	1,237,260	307,221	172,983	566,095	694,747	2,978,306	655,660	206,500	65,000	318,266	1,245,426	62,800	28,450	512,800	104,485	-	708,535	4,932,267	632,553	-	756,663	273,590	695,553	2,358,359	100,400	206,500	-	-	306,900	73,660	177,040	149,668	166,477	336,867	903,712	3,568,971	8,501,238
Period    31 To     60 Days	331,204	218,286	216,200	406,250	525,760	1,697,700	243,300	753,637	132,540	155,440	1,284,917	164,645	1,482,450	522,608	330,725	304,790	2,805,218	5,787,835	173,740	-	114,100	455,000	235,347	978,187	30,000	753,637	-	110,000	893,637	104,660	144,890	-	160,490	-	410,040	2,281,864	8,069,699
Period  61 To    90 Days	199,834	293,650	40,000	128,400	551,960	1,213,844	158,530	297,452	262,000	188,949	906,931	70,250	2,197,656	177,400	104,485	-	2,549,791	4,670,566	109,320	-	13,800	778,500	152,197	1,053,817	30,000	297,452	-	-	327,452	89,060	125,570	43,334	52,450	-	310,414	1,691,683	6,362,249
Period  91 To 120 Days	217,854	70,300	-	200,000	1,228,695	1,716,849	242,900	532,780	-	72,395	848,075	853,849	2,907,399	912,066	69,065	-	4,742,379	7,307,303	159,720	-	72,300	154,000	152,197	538,217	30,000	532,780	-	-	562,780	43,810	152,000	34,784	243,850	-	474,444	1,575,441	8,882,744
Period  121 And Above	2,853,050	4,474,895	333,000	2,412,982	4,276,359	14,350,286	2,528,815	3,302,118	383,100	-	6,214,033	16,046,598	687,248	11,313,774	12,776,162	12,533,916	53,357,698	73,922,017	464,965	-	-	168,000	579,900	1,212,865	58,000	3,302,118	-	-	3,360,118	2,224,555	760,700	2,761,600	1,486,140	3,721,033	10,954,028	15,527,011	89,449,028
Total	4,839,202	5,364,352	762,183	3,713,727	7,277,521	21,956,985	3,829,205	5,092,487	842,640	735,050	10,499,382	17,198,142	7,303,203	13,438,648	13,384,922	12,838,706	64,163,621	96,619,988	1,540,298	-	956,863	1,829,090	1,815,194	6,141,445	248,400	5,092,487	-	110,000	5,450,887	2,535,745	1,360,200	2,989,386	2,109,407	4,057,900	13,052,638	24,644,970	121,264,958
Check=0	-	-					-	-	-	-		-	-	-				-									-	-	-	-	-	-	-	-	-	-	-
ARREARS NOS.
Period    1 To     30 Days	192	66	44	34	94	430	43	13	7	63	126	15	6	78	11	60	170	726	30	-	65	10	18	123	4	13	-	-	17	2	6	3	5	12	28	168	894
Period  31 To    60 Days	73	22	23	58	48	224	25	84	20	8	137	33	149	48	17	-	247	608	6	-	5	13	4	28	1	84	-	1	86	5	3	-	4	-	12	126	734
Period  61 To    90 Days	42	29	1	14	50	136	5	31	5	3	44	10	246	15	11	-	282	462	4	-	1	7	-	12	1	31	-	-	32	-	2	2	-	-	4	48	510
Period  91 To 120 Days	32	2	-	21	58	113	9	16	-	2	27	50	287	21	11	-	369	509	1	-	1	-	2	4	1	16	-	-	17	3	3	1	2	-	9	30	539
Period  121 And Above	142	121	22	229	227	741	107	211	12	-	330	805	76	335	536	566	2,318	3,389	3	-	-	1	9	13	1	211	-	-	212	11	7	29	13	31	91	316	3,705
Total	481	240	90	356	477	1,644	189	355	44	76	664	913	764	497	586	626	3,386	5,694	44	-	72	31	33	180	8	355	-	1	364	21	21	35	24	43	144	688	6,382
CLIENTS AND LOAN STATISTICS
No of members beg of Year	14,685	17,009	12,856	12,358	15,803	72,711	13,770	11,984	19,559	11,313	56,626	12,875	20,865	28,297	15,562	25,769	103,368	232,705	332	169	417	744	474	2,136	144	115	107	129	495	166	221	598	240	755	1,980	4,611	237,316
No of new members year todate	8,470	4,945	3,861	6,396	3,798	27,470	5,531	4,904	7,826	3,900	22,161	3,517	4,379	8,462	4,964	8,456	29,778	79,409	183	195	229	448	194	1,249	60	32	178	126	396	143	84	288	160	562	1,237	2,882	82,291
No of drop outs year todate	1,452	1,585	1,219	1,798	688	6,742	666	-		788	1,454	1,459	1,394	3,685	763	716	8,017	16,213	12	8	9	175	-	204	9	-	-	33	42	17	-	104	5	3	129	375	16,588
No of  members year todate	21,703	20,369	15,498	16,956	18,913	93,439	18,635	16,888	27,385	14,425	77,333	14,933	23,850	33,074	19,763	33,509	125,129	295,901	503	356	637	1,017	668	3,181	195	147	285	222	849	292	305	782	395	1,314	3,088	7,118	303,019
Active members	20,251	18,586	13,281	16,634	18,180	86,932	15,203	15,390	23,628	14,008	68,229	10,225	23,141	29,462	15,960	32,801	111,589	266,750	474	343	613	1,005	633	3,068	195	147	253	209	804	122	268	722	336	1,299	2,747	6,619	273,369
Inactive members	1,452	1,783	2,217	322	733	6,507	3,432	1,498	3,757	417	9,104	4,708	709	3,612	3,803	708	13,540	29,151	29	13	24	12	35	113	-	-	32	13	45	170	37	60	59	15	341	499	29,650
diff	-	-					-	-	-	-		-	-	-													-		-	-	-	-	-	-	-		-
No of outstanding loans beg of yr	12,998	10,354	11,119	11,272	14,115	59,858	15,464	22,531	18,979	13,674	70,648	10,216	16,834	25,082	12,347	46,275	110,754	241,260	283	144	395	719	435	1,976	123	88	76	90	377	112	193	505	204	939	1,953	4,306	245,566
No of new loans	8,584	6,044	7,114	9,020	8,049	38,811	7,579	6,309	11,197	6,238	31,323	4,877	10,928	17,424	9,263	14,511	57,003	127,137	141	172	288	612	230	1,443	69	50	173	95	387	117	152	309	160	558	1,296	3,126	130,263
No of retired loans(including savings)	5,435	2,237	4,584	7,344	7,067	26,667	5,255	9,031	5,756	3,743	23,785	3,137	6,707	11,679	5,372	15,593	42,488	92,940	20	25	166	347	224	782	31	33	30	55	149	27	123	136	5	152	443	1,373	94,314
No of outstanding loans end of yr	16,147	14,161	13,649	12,948	15,097	72,002	15,462	17,483	22,094	13,842	78,186	11,956	21,055	30,760	16,238	45,193	125,202	275,390	431	302	528	998	454	2,713	161	105	219	130	615	202	222	678	359	1,345	2,806	6,134	281,515
Outstanding Loans _Active	16,021	14,056	13,643	12,557	14,889	71,166	15,355	16,886	22,082	13,842	68,165	11,889	20,988	30,760	15,635	44,562	123,834	263,165	431	244	220	220	445	1,560	153	103	217	128	601	192	215	658	336	1,314	2,715	4,876	268,040
Outstanding Loans _Inactive	126	105	6	391	208	836	107	597	12	-	716	67	67	-	603	631	1,368	2,920	-	58	308	778	9	1,153	8	2	2	2	14	10	7	20	23	31	91	1,258	13,475
Diff	-	-	-	-	-		-	-	-	-		-	-	-	-	-				-	-	-	-		-	-	-	-	-	-	-	-	-	-	-	-	-
Savings Balance	193,251,001	188,373,638	136,746,056	245,698,819	212,650,863	976,720,377	430,636,663	343,972,012	163,019,933	143,458,811	1,081,087,419	95,072,101	145,444,985	278,837,873	193,945,890	278,304,466	991,605,315	3,049,413,111	15,492,400	6,060,511	13,740,047	31,462,901	20,503,414	87,259,273	6,370,246	5,412,417	4,443,173	4,327,800	20,553,636	325,487	4,423,171	17,305,817	10,233,962	40,396,000	72,684,437	180,497,346	3,229,910,457
savings to o/s loans	57%	40%	29%	38%	38%	39%	76%	81%	41%	50%	64%	38%	26%	29%	33%	42%	33%	42%	32%	16%	17%	19%	16%	19%	16%	23%	12%	16%	16%	2%	14%	15%	14%	27%	19%	18%	40%
Annualized Repayments
January 09 to Mar 09	189,677,135	202,466,891	261,714,850	287,281,915	261,564,706	1,202,705,496	145,905,106	201,000,098	224,258,939	193,746,454	764,910,597	170,759,802	373,614,936	509,731,103	208,344,162	453,965,057	1,716,415,061	3,684,031,154	27,611,527	33,705,637	59,499,992	123,305,208	60,001,778	304,124,143	10,121,566	13,234,569	25,840,726	24,994,525	74,191,386	24,244,273	21,920,354	36,688,358	25,544,863	98,255,482	206,653,330	584,968,858	4,269,000,012
																		4,226,993,550																		680,637,182	4,907,630,732
Total	189,677,135	202,466,891	261,714,850	287,281,915	261,564,706	1,202,705,496	145,905,106	201,000,098	224,258,939	193,746,454	764,910,597	170,759,802	373,614,936	509,731,103	208,344,162	453,965,057	1,716,415,061	7,911,024,704	27,611,527	33,705,637	59,499,992	123,305,208	60,001,778	304,124,143	10,121,566	13,234,569	25,840,726	24,994,525	74,191,386	24,244,273	21,920,354	36,688,358	25,544,863	98,255,482	206,653,330	1,265,606,040	9,176,630,745
Annualized  repayment rate	97.4%	97.4%	99.7%	98.7%	97.2%	98.2%	97.4%	97.5%	99.6%	99.6%	98.6%	89.9%	98.0%	97.4%	93.6%	97.2%	96.3%	98.8%	94.4%	100.0%	98.4%	98.5%	97.0%	98.0%	97.5%	61.5%	100.0%	99.6%	92.7%	89.5%	93.8%	91.9%	91.7%	95.9%	93.7%	98.1%	98.7%
PORTFOLIO AT RISK AGEING:
Portfolio At Risk Low:						-											-												-
Period    1 To     30 Days	4,290,445	-	-	-	2,201,800	6,492,245	3,035,342	35,342	65,000	318,266	3,453,950	1,488,627	72,047	-	-	2,120,000	3,680,674	13,626,869	772,895	-	499,730	-	1,700,030	2,972,655	35,342	35,342	-	-	70,684	2,346,124	423,115	-	1,330,554	1,660,000	5,759,793	8,803,132	22,430,001
Period  31 To    60 Days	839,065	-	1,261,850	-	769,917	2,870,832	566,837	428,250	83,000	155,440	1,233,527	2,160,825	1,714,795	-	394,789	-	4,270,409	8,374,768	32,500	-	511,960	-	838,889	1,383,349	77,900	77,900	-	110,000	265,800	4,356,745	318,785	-	344,443	-	5,019,973	6,669,122	15,043,890
Sub total	5,129,510	-	1,261,850	-	2,971,717	9,363,077	3,602,179	463,592	148,000	473,706	4,687,477	3,649,452	1,786,842	-	394,789	2,120,000	7,951,083	22,001,637	805,395	-	1,011,690	-	2,538,919	4,356,004	113,242	113,242	-	110,000	336,484	6,702,869	741,900	-	1,674,997	1,660,000	10,779,766	15,472,254	37,473,891
Portfolio At Risk High:
Period  61 To    90 Days	195,360	-	235,060	-	352,614	783,034	484,688	484,688	262,000	188,949	1,420,325	5,326,963	3,425,740	-	-	-	8,752,703	10,956,062	129,600	-	167,543	-	-	297,143	-	-	-	-	-	3,225,590	185,820	-	-	-	3,411,410	3,708,553	14,664,615
Period  91 To 120 Days	261,680	-	-	-	1,732,519	1,994,199	64,800	64,800	-	72,395	201,995	28,507,029	4,079,955	-	-	-	32,586,984	34,783,178	500,000	-	-	-	368,778	868,778	-	-	-	-	-	1,022,146	386,441	-	233,333	-	1,641,920	2,510,698	37,293,876
Period  121 And Above	3,151,265	-	-	-	2,557,477	5,708,742	-	1,443,014	383,100	28,200	1,854,314	15,262,263	791,324	-	11,022,702	17,690,450	44,766,739	52,329,795	511,375	-	-	-	1,160,385	1,671,760	-	-	-	-	-	434,876	644,661	-	1,651,524	-	2,731,061	4,402,821	56,732,616
Sub total	3,608,305	-	235,060	-	4,642,610	8,485,975	549,488	1,992,502	645,100	289,544	3,476,634	49,096,255	8,297,019	-	11,022,702	17,690,450	86,106,426	98,069,035	1,140,975	-	167,543	-	1,529,163	2,837,681	-	-	-	-	-	4,682,612	1,216,922	-	1,884,857	-	7,784,391	10,622,072	108,691,107
Grand total	8,737,815	-	1,496,910	-	7,614,327	17,849,052	4,151,667	2,456,094	793,100	763,250	8,164,111	52,745,707	10,083,861	-	11,417,491	19,810,450	94,057,509	120,070,672						7,193,685			-	110,000	336,484	11,385,481	1,958,822	-	3,559,854	1,660,000	18,564,157	26,094,326	146,164,998
LOAN PRODUCTS
BIASHARA LOANS
Disbursements(Amounts)
Msingi	133,344,145	116,760,977	154,079,159	114,816,435	0	519,000,716	126,059,640	96,396,000	214,917,000	64,767,560	502,140,200	54,755,000	221,256,900	264,958,172	134,350,000	291,675,000	966,995,072	1,988,135,988																			1,988,135,988
Uchumi	50,240,500	12,890,000	35,265,000	46,803,000	0	145,198,500	26,905,000	14,255,000	15,635,000	39,750,100	96,545,100	38,750,000	59,270,000	124,225,000	101,459,000	108,255,000	431,959,000	673,702,600																			673,702,600
Mafanikio	16,050,000	89,731,000	27,010,627	33,930,000	0	166,721,627	83,755,000	69,840,000	17,625,000	55,165,000	226,385,000	39,355,000	94,160,000	53,843,000	49,580,000	63,900,000	300,838,000	693,944,627																			693,944,627
Pepea	8,350,000	6,530,000	22,673,528	24,800,000	0	62,353,528	6,750,000	10,890,000	0	8,840,000	26,480,000	1,000,000	7,960,000	13,770,000	33,910,000	4,000,000	60,640,000	149,473,528																			149,473,528
Biashara Star	0	6,500,000	3,550,000	9,000,000	0	19,050,000	10,250,000	3,100,000	500,000	9,700,000	23,550,000	0	500,000	7,500,000	17,100,000	0	25,100,000	67,700,000																			67,700,000
Total Biashara Loans	207,984,645	232,411,977	242,578,314	229,349,435	-	912,324,371	253,719,640	194,481,000	248,677,000	178,222,660	875,100,300	133,860,000	383,146,900	464,296,172	336,399,000	467,830,000	1,785,532,072	3,572,956,743																			3,572,956,743
MWANGAZA LOANS
Mwangaza-Gold	12,495,000	600,000	13,215,000	58,080,000	0	84,390,000	2,120,000	1,000,000	0	0	3,120,000	7,700,000	0	4,395,000	0	0	12,095,000	99,605,000																			99,605,000
Mwangaza-Silver	5,300,000	1,550,000	6,490,000	42,204,000	0	55,544,000	7,350,000	0	0	0	7,350,000	4,400,000	8,550,000	6,990,000	0	11,490,000	31,430,000	94,324,000																			94,324,000
Mwangaza-Bronze	5,300,000	560,000	3,300,000	34,240,032	0	43,400,032	1,910,000	200,000	0	0	2,110,000	1,000,000	5,460,000	5,410,000	0	5,540,000	17,410,000	62,920,032																			62,920,032
Mwangaza Star	0	1,500,000	4,100,000	45,000,000	0	50,600,000	1,000,000	0	0	0	1,000,000	0	0	3,500,000	0	1,000,000	4,500,000	56,100,000																			56,100,000
Total Mwangaza loans	23,095,000	4,210,000	27,105,000	179,524,032	-	233,934,032	12,380,000	1,200,000	-	-	13,580,000	13,100,000	14,010,000	20,295,000	-	18,030,000	65,435,000	312,949,032																			312,949,032
SPECIAL LOANS
Elimu	4,590,942	5,494,557	5,603,025	11,022,590	0	26,711,114	12,798,286	5,529,460	6,117,464	6,117,464	30,562,674	3,108,279	8,826,363	26,392,555	9,480,065	18,709,249	66,516,511	123,790,299																			123,790,299
Tatua	0	160,000	0	0	0	160,000	5,740,000	695,000	180,452	180,452	6,795,904	0	931,782	270,000	0	690,000	1,891,782	8,847,686																			8,847,686
Consumer	15,904,498	12,372,004	15,104,253	11,668,084	0	55,048,839	10,093,652	14,418,418	9,717,223	9,717,223	43,946,516	3,333,537	16,248,574	46,906,091	17,194,384	28,989,795	112,672,381	211,667,736																			211,667,736
Afya Card	0	0	6,751,000	0	0	6,751,000	1,940,000	3,647,000	0	0	5,587,000	0	0	16,660,000	0	0	16,660,000	28,998,000																			28,998,000
Start up Loans	25,183,000	5,825,000	0	6,790,678	0	37,798,678	0	467,760	2,420,000	2,420,000	5,307,760	0	0	1,787,301	11,645,000	15,682,000	29,114,301	72,220,739																			72,220,739
Total Special loans	45,678,440	23,851,561	27,458,278	29,481,352	-	126,469,631	30,571,938	24,757,638	18,435,139	18,435,139	92,199,854	6,441,816	26,006,719	92,015,947	38,319,449	64,071,044	226,854,975	445,524,460																			445,524,460
Total Group Disbursements(Amounts)	276,758,085	260,473,538	297,141,592	438,354,819	-	1,272,728,034	296,671,578	220,438,638	267,112,139	196,657,799	980,880,154	153,401,816	423,163,619	576,607,119	374,718,449	549,931,044	2,077,822,047	4,331,430,235																			4,331,430,235
INDIVIDUAL LOANS
Mwamba Loan 1	20,565,804	16,770,000	48,890,000	65,592,530	0	151,818,334	10,270,000	11,400,000	36,620,000	8,040,000	66,330,000	27,920,000	16,750,000	35,330,000	26,250,000	102,710,000	208,960,000	427,108,334																			427,108,334
Mwamba Loan 2	13,500,000	6,200,000	16,500,000	65,028,450	0	101,228,450	2,700,000	2,900,000	8,250,000	5,200,000	19,050,000	2,350,000	15,500,000	29,640,000	15,600,000	37,190,000	100,280,000	220,558,450																			220,558,450
Mwamba Star	11,300,000	21,150,000	17,460,000	40,000,000	0	89,910,000	11,450,000	2,500,000	44,870,000	13,240,000	72,060,000	0	10,650,000	7,850,000	11,070,000	0	29,570,000	59,140,000																			59,140,000
Total Ind Disbursements(Amounts)	45,365,804	44,120,000	82,850,000	170,620,980	0	342,956,784	24,420,000	16,800,000	89,740,000	26,480,000	157,440,000	30,270,000	42,900,000	72,820,000	52,920,000	139,900,000	338,810,000	706,806,784																			706,806,784
BIASHARA LOANS
Disbursements(Nos)
Msingi	4,129	3,553	4,407	3,767	0	15,856	4,670	3,238	6,194	3,524	17,626	3,206	7,364	8,473	5,114	6,585	30,742	64,224																			64,224
Uchumi	1,073	187	362	995	0	2,617	402	172	227	706	1,507	695	908	2,459	1,238	1,958	7,258	11,382																			11,382
Mafanikio	293	938	219	249	0	1,699	715	628	167	466	1,976	314	820	422	341	1,124	3,021	6,696																			6,696
Pepea	90	24	82	89	0	285	22	32	0	26	80	0	30	47	108	180	365	730																			730
Biashara Star	0	7	16	16	0	39	13	7	1	13	34	0	3	14	31	0	48	121																			121
Total Group Biashara Loans(Nos)	5,585	4,709	5,086	5,116	-	20,496	5,822	4,077	6,589	4,735	21,223	4,215	9,125	11,415	6,832	9,847	41,434	83,153																			83,153
MWANGAZA LOANS
Mwangaza-Gold	157	2	172	306	0	637	7	1	0	0	8	43	0	16	0	0	59	704																			704
Mwangaza-Silver	87	13	66	341	0	507	68	0	0	0	68	21	78	50	0	127	276	851																			851
Mwangaza-Bronze	70	9	40	661	0	780	36	2	0	0	38	2	71	61	0	67	201	1,019																			1,019
Mwangaza Star	0	2	10	56	0	68	2	0	0	0	2	0	0	0	0	15	15	85																			85
Total Mwangaza Loans(Nos)	314	26	288	1,364	-	1,992	113	3	-	-	116	66	149	127	-	209	551	2,659																			2,659
SPECIAL LOANS
Elimu	222	224	212	349	0	1,007	450	158	694	279	1,581	258	366	1,186	371	830	3,011	5,599																			5,599
Tatua	0	5	0	0	0	5	157	13	4	5	179	0	0	9	0	7	16	200																			200
Consumer	1,464	1,112	1,359	1,368	0	5,303	845	1,804	2,337	744	5,730	367	1,271	3,916	1,374	2,482	9,410	20,443																			20,443
Afya Card	0	0	89	0	0	89	121	146	1,248	0	1,515	0	0	911	0	0	911	2,515																			2,515
Start up Loans	1,369	320	0	377	0	2,066	0	111	325	139	575	0	0	407	630	895	1,932	4,573																			4,573
Total Special Loans(Nos)	3,055	1,661	1,660	2,094	-	8,470	1,573	2,232	4,608	1,167	9,580	625	1,637	6,429	2,375	4,214	15,280	33,330																			33,330
Total Group Disbursements(Nos)	8,954	6,396	7,034	8,574	-	30,958	7,508	6,312	11,197	5,902	30,919	4,906	10,911	17,971	9,207	14,270	57,265	119,142																			119,142
INDIVIDUAL LOANS
Mwamba Loan 1	153	118	184	235	0	690	42	41	156	59	298	81	92	196	113	391	873	1,861																			1,861
Mwamba Loan 2	34	25	68	308	0	435	8	7	16	16	47	26	40	98	34	167	365	847																			847
Mwamba Star	14	29	36	69	0	148	19	4	1	20	44	0	20	15	13	0	48	240																			240
Total Ind Disbursements(Nos)	201	172	288	612	0	1,273	69	52	173	95	389	107	152	309	160	558	1,286	2,948																			2,948